Turning 18: Navigating the Legal Milestones
Turning 18 is a significant milestone in a young adult's life. While it marks the exciting transition to adulthood, it also presents some important legal changes. Once your child becomes an adult, you no longer have automatic access to their medical, financial, and academic records. This shift can present challenges if parents or guardians wish to continue providing support. To navigate this transition smoothly, it's crucial to establish certain legal documents.
Durable Power of Attorney
One of the most important documents to have in place is a Durable Power of Attorney. This legal instrument allows parents or guardians to manage financial matters on behalf of their adult child if they are unable to do so themselves. Whether it's ensuring bills are paid or making critical financial decisions, having this document can prevent potential delays and complications.
Medical Power of Attorney
A Medical Power of Attorney is essential for authorizing parents to make healthcare decisions if their child is incapacitated due to illness or injury. This document becomes invaluable during medical emergencies, ensuring that decisions are made promptly and without legal obstacles.
HIPAA Authorization
Without a HIPAA Authorization, healthcare providers cannot legally share your child's medical information with you. This means you would be left out of important discussions regarding their health and treatment. Securing this authorization is critical for staying informed and involved in your child's healthcare decisions.
FERPA Waiver
Once a student turns 18, the Family Educational Rights and Privacy Act (FERPA) limits parental access to their academic records. A FERPA Waiver permits parents to assist and maintain involvement in their child's academic life, including grades, test scores, and enrollment information.
As these documents and their enforceability can vary by state, it's essential to research the specific legal requirements in your jurisdiction. Consulting a legal professional can also ensure these documents are correctly set up to reflect your family's needs. Proactively preparing these legal documents not only facilitates a smoother transition into adulthood but also ensures continued support and peace of mind.